Terms of Service
Last updated: March 9, 2026
These Terms of Service govern your use of HealthBudget Asia and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.
Acceptance of Terms
By visiting and using our website, you accept and agree to be bound by the terms and provision of this agreement. We reserve the right to modify these terms at any time without prior notice. Your continued use of the site following the posting of revised terms means that you accept and agree to the changes. We encourage you to review these terms regularly to ensure you are aware of any modifications. If you do not agree to abide by the above, please do not use this service.
We provide information regarding public healthcare expenditure, social spending trends, MOH budget allocation, and Universal Health Coverage progression in Malaysia. Your access to and use of this information is subject to the terms outlined in this agreement.
User Obligations
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords and for all activities that occur under your account. You agree not to use our services for any unlawful purposes or in any way that could damage, disable, or impair our website.
You commit to providing accurate and complete information when interacting with our platform. You will not engage in activities such as harassment, fraud, or distribution of malicious software. You acknowledge that we are not responsible for content provided by third parties and that you access such content at your own risk.
Intellectual Property Rights
All content on our website, including text, graphics, logos, images, and software, is the property of HealthBudget Asia or our content suppliers and is protected by international copyright laws. You may view and print content for personal, non-commercial use only. Reproduction, modification, distribution, or transmission of any content without our express written permission is strictly prohibited.
We respect intellectual property rights and expect users to do the same. If you believe your intellectual property rights have been violated through our services, please notify us promptly. We will investigate such claims and take appropriate action in accordance with applicable laws.
Limitation of Liability
Our website and services are provided on an “as-is” basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or that any defects will be corrected. We shall not be liable for any damages resulting from the use or inability to use our services, including but not limited to indirect, incidental, special, or consequential damages.
While we strive to provide accurate information regarding healthcare expenditure and social spending in Malaysia, we make no guarantee of accuracy or completeness. You use all information at your own discretion and risk. We recommend consulting official MOH resources and government publications for critical decision-making purposes.
Termination of Access
We reserve the right to terminate or restrict your access to our services at any time, for any reason, without prior notice. Reasons for termination may include violation of these terms, illegal activity, or conduct we deem harmful to our services or other users. Upon termination, all rights granted to you will immediately cease.
You may discontinue use of our services at any time by ceasing to access our website. We may update, modify, or discontinue our services or any portion thereof without notice or liability. These terms shall survive termination of your access to our services.
Governing Law and Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of Malaysia. Any legal action or proceeding arising out of or relating to these terms shall be brought exclusively in the courts of Malaysia. You consent to the jurisdiction of such courts and waive any objection based on improper venue or forum non conveniens.
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.
Updates to Terms
We may update these Terms of Service from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will provide notice by updating the “Last updated” date and, where appropriate, providing additional notice. Your continued use of our services following the posting of revised terms constitutes your acceptance of the changes.
We encourage you to review these terms periodically to stay informed of any updates. If you have questions or concerns about these terms or our services, we recommend reviewing our other policy documents for additional information regarding data protection and privacy practices.